Among the fertile farmlands and small communities in the heart of the Genesee valley of western New York lies a small mutual insurance company that provides protection for both homes and farms.
Founded in 1877, Livingston Mutual Insurance Company began as a Fire Insurance Association for just Livingston County. As time went by, changes in the New York State insurance law and the hazards that can come with new technology dictated modifications to the type of policies offered and the way business had been conducted. Adapting to these changes and the practice of sound management allowed Livingston Mutual to grow its business while maintaining its commitment to serving its agents and policyholders.
In January 2000, Livingston Mutual Insurance Company affiliated with the Lititz Mutual Group. This affiliation allowed Livingston to earn an A.M. Best Rating of A. Financial security combined with exceptional customer service is what our agents can expect when placing business with Livingston Mutual.
The pride continues today. Timely and accurate claim, billing and underwriting service in conjunction with a variety of insurance products make independent insurance agents eager to place business with a company that offers personal attention to their agents and policyholders.
A century proven Company, Livingston Mutual today continues its time-honored commitment to foster progress through fidelity to the basic values of its founders.
We are a Company that believes the past and future are not mutually exclusive; for we are convinced that without the strength of our heritage, we would know no future.
Livingston Mutual’s fortune is to have been founded on the soundest of ideals — thrift, integrity, caring, reliability, quality, fairness, and, above all, on a sense of responsibility to our agents and to the thousands of individuals and businesses that have been insured under our banner.
Committed to being a quality Mutual Insurance Company, we are dedicated to the perpetuation of these ideals.
Our purpose is clear: to join burnished tradition with the shining vision of the future; to broaden and deepen our essential commitment to the underlying principles on which our Company has been established; and to build a strong future on the most vital dreams of our past.
With this plan, Livingston Mutual policyholders have consistently been provided with a financially strong, well-managed Company with responsive service and insurance products that are fairly priced.
Independent Agents represent a variety of insurance companies offering all types of protection. These people are self-employed, licensed professionals not limited to placing insurance with just one company. Instead, they have the flexibility to choose the insurance company that can best serve your individual needs.
We have a network of independent agents in New York and Pennsylvania.
In many respects the independent agent is like the conductor of a symphony orchestra. As the symphony conductor knows how to combine various musical instruments to produce a desired sound, so does the independent agent know how to draw on various insurance companies to obtain the right coverage for you at the right price.
Most independent agents are long term, active residents of their communities with wide interests and commitments there. Their business success depends entirely on how effectively they serve you and your neighbors. Having choices for the protection of your interests is the practical advantage independent agents have over their one-company counterparts.
At Livingston Mutual we are proud to serve our policyholders through professional independent agents. For a century we have provided them with stability and dependability, along with prompt personal service. A Livingston Mutual policy means solid protection and integrity.
Rely on your independent agent for all your insurance needs.