As a Mutual Company, Livingston Mutual is managed using a stable long term view for the benefit of its policyholders. Since the Company’s founding in 1877, Livingston Mutual has continually demonstrated an exceptional ability and commitment to provide its Mutual Policyholders with solid financial security. Through economic and climatic oscillations, the Company’s long term investment and underwriting management has been a proven success.

Livingston Mutual Insurance Company is rated ‘A (Excellent)’ by A.M. Best.